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HSBC Gold Credit Card

$0 Annual fee in the first year
Complimentary travel Insurance – this could save you hundreds of dollars
Locking in 5 purchases a year (from $500 each) at either a lower interest rate of 10.99% p.a. for 120 days or up to 90 days interest free
Up to 45 days interest-free period on standard purchases
Enjoy a low introductory interest rate~ of 5.99% p.a. for 6 months when you transfer balances from other credit and store cards
Terms and conditions apply.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	18.99% p.a.	Yes	$89*	Good

Additional Card Information

Balance Transfer Intro Rate	5.99% p.a.	Cash Advance Fee	See Terms*
Balance Transfer Intro Period	6 Months	Cash Advance Go To Rate	21.75%
Balance Transfer Go To Rate	21.75% p.a.	Penalty Go To Rate	*
Late Fee	See Terms*	Balance Transfer Fee	See Terms*
Regular APR	18.99% p.a.	Issuer	HSBC Bank Australia Limited
Perks	See Terms*
Apply online for the HSBC Gold Credit Card

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