Prepaid Debit Cards - Apply for a Prepaid Card

Please view our complete list of the best Prepaid Debit Card offers online. After choosing a Prepaid Debit Card click the "Apply Now" button to start your application.

The Mango(TM) MasterCard Prepaid Card

FREE Prepaid MasterCard
$0 Activation Fee
FREE Direct Deposit
FREE unlimited purchase / signature transactions
FREE account management online or with your mobile phone
FREE to check your balance with your mobile phone
No monthly fee when you load $500/month
Send money with your mobile phone
Load cash at tens of thousands of retailers nationwide
No credit check, no bank account needed, no overdraft fees

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	N/A

ACE Visa Prepaid Debit Card

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Earning your trust since 1968

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	Bad

ACE Pink Visa Prepaid Debit Card

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	Bad

Vision Premier(SM) Prepaid Visa Card

No credit check, no debt, no interest, no overdraft fees
Free unlimited purchases – signature and PIN
Free customer service
Free Direct Deposit: Get paychecks, benefits and tax refunds faster
Free PayFit Credit Builder – Pay bills and build credit for free
Free text and email alerts and online access to track spending
Safer than cash if lost or stolen
Accepted everywhere Visa Debit cards are accepted

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	Bad

Facecard prepaid MasterCard

Instant Guaranteed Approval* - no credit check, no security deposit
Free Direct Deposit - easy access to your funds
Free Online Bill pay - no more mailing costly money orders.
Free Money Transfers to other Facecard members - no more spending money on wire transfers.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Receive Prewards, which are like coupons, put directly on your card.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	N/A*	Poor

Facecard prepaid MasterCard for College Students

A safe alternative to credit card debt.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Instant and convenient access to funds and allowances.
Have funds deposited directly onto your card-easier access to your paycheck.
Safe and easy way to have funds when studying and travelling abroad.
Receive Prewards, which are like coupons, put directly on your card.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	N/A*	Poor

AccountNow Prepaid Visa Card

NEW! Now with the iAdvance(SM) loan option, no credit check needed.
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Check Writing – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	Bad

AccountNow™ Prepaid MasterCard

Build your credit with the new iAdvance loan option(SM)
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Bill Pay – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	Poor

Wired Plastic™ Prepaid Visa Card

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	*	No	39.95	Poor

UPside Visa Prepaid Card

Reloadable prepaid Visa® card for teens, managed by parents.
No activation fee, no monthly or yearly fee.
Created for families’ needs with full parental control.
Quick, easy online application.
Free money loading with direct deposit.
Accepted anywhere Visa debit cards are accepted, including abroad and online.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	As low as 7.25% - 9.25%	No	See Terms*	Poor

The BuyRIGHT Prepaid MasterCard

Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	6.50%	No	*	Poor

NetSpend Visa Prepaid Debit Card

100% approval - No credit check required
Short-term iAdvance Line of Credit - Now available!
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	None	Poor

Millennium Advantage Pre-Paid MasterCard

Use your card at over 900,000 ATMs and millions of locations worldwide!
No credit check or income verification required
No Chexsystem check
No minimal balance required!
Phone and On-line account access
Shop and pay bills on-line!

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	Poor

Prepaid Debit Cards: How to tell if they’re right for you

If you want to add some plastic to your pocket, it’s a good time to consider a prepaid debit card. This type of card lets you first load money onto it. The amount that you put on the card becomes your spending limit. If you think this might be an option for you, read through the following guidelines. They’ll help you decide whether or not this is right for you.

You have a low credit score Customers with no credit history, or those that have a rough financial past, may find it difficult to get approved for a regular credit card. This is due, in large part, to the changing standards in the credit card industry. Some issuers now require a high score or solid history in order to approve an application.

Prepaid debit cards, however, are available to nearly everyone, regardless of score. Some of them even guarantee that you will be approved. So if you’d like to have a credit card but have been unable to get one, your next option might be a prepaid version.

You want to know what you spend One of the benefits of a prepaid debit card is that you can look at your account every month and see where your cash went. This will give you a good reading on where you are spending your money. You may find that you want to cut back on certain expenses. Or you may see that you are spending within reason in certain areas.

You want some help budgeting With a prepaid debit card, you won’t spend more than you load on to the card. When you make a deposit on the card, the total amount becomes your limit. This can help you figure out just how much money you have to work with. It can also help you decide how to spend it.

If you use the card for a number of months, you can keep track of how much money you put on the card, how much you spend, and where it goes. All of these can, in turn, be used to build a budget.

Since prepaid debit cards are especially valuable for those with low credit scores, you may find that you want some help in the budgeting department. So take the time to track your money. Doing so will make it easier to manage your money.

You want to use it like a credit card Prepaid debit cards work just like a credit card in many situations. You can use them online, in supermarkets, the mall, or really any place that accepts credit cards. This can be very convenient, especially when you want to do some shopping on the Internet.

If the above scenarios describe your situation, a prepaid debit card might be right for you. As you look online for one, be sure to compare the different offers available. Read through the fine print and understand the fees involved before you apply. Then fill out an application and get ready to get approved right away. Making the most of the card is then up to you.

Compare Prepaid Debit Card Offers

Important Notices and Disclosures:
Terms and conditions including APR eligibility vary for each credit card issuer. You can review complete offer terms and conditions by clicking on "Apply Now!" link placed next to each offer.